Shop before Renewing Insurance

Don’t just automatically renew your home, health, automobile, or other insurances. Review your policy and your coverage annually.  Don’t forget to add-on any new purchases or improvements made to your home.  Do a risk assessment and ask your agent for ways to lower your costs.  Take steps to improve your home security and safety to qualify for better discounts.  Make sure your homeowner’s insurance coverage is adequate.  It should accurately reflect your home’s current value, condition and improvements.

Shop around to compare prices and services from several reputable companies.  Insurance companies are always introducing new products, therefore prices are competitive.  Pay premiums semi-annually or annually to save 5-10% on the cost of the policy.